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About Us

We have YOUR best interests at HEART 

We want to help YOU reach your GOALS 

J and S Enterprises SC, LLC is a community-based coaching and consultant service, that was birthed from the joining of several entrepreneurs seeing the need for knowledge and education in a suffering community.   

In a business where every detail matters, our intelligent, methodical approach is designed to put you on the road to genuine, long-lasting health and wealth. 

So, go ahead and get started today, and let us help you reach your GOALS! 

We have  PASSION for what we do 

Top-notch Customer Care and Techno-Friendly 

We take pride in the effort we have put into building a truly efficient, customer-friendly organization.  We are a team that is well educated and trained in the services we are able to provide to you.  We are more than just a friendly voice, our team of consultants strive to ensure our clients have a happy, stress-free experience unequaled in the industry. 

We create the most intuitive technology in the industry. 

Built to provide the information you need and the features you want, your personal Client Portal will make your membership an informative and satisfying experience.  By signing up and having access to your own client portal, you will be able to see your credit improving as you are going through the process. 

meet our team



Independent Consultant and Coach

Oral “OJ” Narcisse grew up learning to keep a close watch on his money. He has the heart to ensure this millennium 

generation gets the knowledge they need to live the life that has been promised. He has extensive education in finances and counseling, with a master’s degree in Christian counseling. He has served his community as a page and legislative assistance at the SC State House, a high school athletic coach, and entrepreneur. His motto is “Helping others to help themselves, helps me to reach my goals as a true servant!



Independent Consultant and Coach

Hi my name is Mrs. Sonya Morris I currently reside in Charleston South Carolina but I’m originally from ridgeway South Carolina. 

I have three handsome boys; whom ages are 17, 15,10. I have chosen to get into the credit profession because I understand that life can throw you many curve balls that can be negative effects towards the personal credit score. Many people don’t understand there is another chance to fixing the negative effects, so with that been stated it is my duty to help you get back to a healthy financial life, by helping you obtain a better credit score. Thanks! your truly Mrs. Sonya Morris.



Ashely Chanell Narcisse knows all too well that life may not always deal you the best hand. Losing her father at a 

young age and growing up in a single-parent home, she watched her mother work untiringly to ensure their needs were met. She comes from a strong spiritual upbringing and accounts for her own relationship with God and her daughter as her motivation to keep striving! She attended USC Upstate and received an associate of applied science degree. She has a background with over thirteen years of customer service; her attention to detail methodology; coupled with a track record that is complemented by numerous recognitions and awards. She not only shines with her work but throughout the community, she is well-known for her ability to listen and provide sound advice and counsel. She is also a motivational speaker and volunteers in many ways to help others and different organizations. Her motto is “When you know better, you do better… and as you better do, reach out to help others do better!”.

Independent Consultant and Coach



Supervisor/Trainer/Intake Specialist

 Mary is your go to person. With her experience and education of the finacial management, digital marketing,

customer service and administration, she assists to ensure our team stays updated of the latest technologies and processes.
She believes each client is important and treats them as such! 
Her experience speaks volumes in the financial arena. Her passion is to ensure that she leaves her spirit of excellence in all of her work!

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